Group Agent Resources

› ‹

Devoted to Broker Success- Differentiate

Better Self-Insured Solutions
Reference Based Pricing
Pass-Through Rx

Better Self-Insured Solutions

GAR is a National, Boutique Healthcare Benefits Solution vendor, offering every variation of Self-insurance, alternative funding and cost containment. Our business is conducted to a Fiduciary Standard and all service is classified as “concierge.”

Our focus is on the ERISA Self-Insured market, beginning at 25 covered employee lives. We are experts in crafting benefits to match employer’s culture; all alternative funding concepts, Networks and Reference Based Pricing integration. We have all the “Next Generation” administration, services and products. 80% of group health solutions are now self-insured! The number is increasing.

Reference Based Pricing

Reference Based Pricing is a No-Network, all providers and facilities are available nationwide, solution. Provider pricing (established by Medicare) creates a base price representing true cost = 100%. Out os network cost is as high as 16,000% of Medicare. PPO's are typically set at 225%. When your network provider or insurance company negotiates a lower settlement, something below 225%, who gets the difference? Not YOU! Contact Group Agent Resources today!

Pass-Through Rx

Most PBM partnerships are fraught with conflicts of interest, the plan is misdirected and the goals of the employer and PBM are out of alignment. PBMs often keep hidden revenue streams that should be returned to the plan sponsor and intentionally make it difficult to see how they are really making their money. Our transparent pass-through model focuses on helping clinets understand the industry and manage drug spending. The complexity of the traditional model vanishes and a productive partnership is the new result.